From time to time, bank account owners will find themselves in need to know how much they have in their bank accounts. Checking account balance online is a way to go about this. However, a substantial number of Guaranty Trust Bank customers do not know how to go about this. We wrote this article, ‘How To Check GTBank Account Balance Online And Account Number’, to teach Guaranty Trust Bank customers how to check their account balance online. Not only that, we will also teach Guaranty Trust Bank customers how to check their account number.
There are four major ways to check a Guaranty Trust Bank account balance. These ways include: using USSD code, using Guaranty Trust Bank mobile app, using an ATM, using Guaranty Trust Bank internet banking platform and visiting nearest branch. Primarily, we are concerned with checking account balance using Guaranty Trust Bank internet banking platform, but we’ll also discuss account balance checking using other methods listed above.
First and foremost, what is internet banking platform? Internet banking platform is simply a banking platform accessible over the internet. Internet banking platform is also known as online banking platform, e-banking platform, and virtual banking platform.
Majority of major commercial banks in Nigeria have internet banking platform. Banks in Nigeria implement internet banking by providing web applications that can be accessed with a web browser. With the web apps, customers can carry out a wide array of financial transactions.
Common financial transactions carried out by internet banking users include
The only way to check your GTBank account balance online is through the bank’s internet banking platform. However, GTBank internet banking platform is not accessible to just any GTBank customers, only customers registered to use this platform can use it.
Why is GTBank’s internet banking platform restricted to only registered customers? The reason for this is that internet banking while having great benefit, is dangerous. To help the situation, Guaranty Trust Bank will only give access to customers who explicitly stated that they want to use the bank’s internet banking platform.
Guaranty Trust Bank customers who are not registered for internet banking can always register for the platform. Registering to use this platform requires walking into a Guaranty Trust Bank branch. At the branch, an internet banking profile will be created for the customer.
After the registration, the user will be given login credentials which they can use to access the internet banking platform. If you are already registered for internet banking, you can paste the following URL into your web browser to access the platform:
https://ibank.gtbank.com/ibank3/Alert.aspx. After logging-in into the platform, you can check your account balance
Checking account balance using the internet banking platform is quite cumbersome, and it can be confirmed in our discussion above. Any Guaranty Trust Bank customer can check their account balance using USSD code.
Please Note: You will be billed 10 Naira and 15 GTCoins
This USSD code is supported by all mobile operators in the country.
The majority, if not all, of major commercial banks in the country, have their mobile apps; Guaranty Trust Bank is not an exclusion. Guaranty Trust Bank has mobile apps that can be used for a number of financial transactions. One of this financial transaction is account balance checking. The bank has mobile apps for both the Android platform and the iOS platform. Their Android apps can be downloaded from Google Play Store.
Customers must be careful not to download the app anywhere other than Google Play Store and Guaranty Trust Bank’s official website. Apps from other sources can be malicious. Guaranty Trust Bank apps require an internet connection to work. If you are not internet connected, you will be unable to check your account balance with the apps.
The is the most common way used to check GTBank account balance by Guaranty Trust Bank customers. Guaranty Trust Bank customers can walk to any ATM, even ATMs of other banks, to check their GTBank account balance. However, this method may not work every time as ATMs can be out of working order at times. This method is ideal for people who are already in front of an ATM.
When you check your account balance using ATMs of other banks, you will never be charged. GTBank account balance checking, using ATM, is completely free.
One can also check their balance by visiting a Guaranty Trust Bank branch. This method is an archaic and cumbersome way to go about it. Note, at some branches, you may be asked to use one of the above-listed methods. It is not certain that you will be attended to, at all branches of Guaranty Trust Bank.
We promised to discuss how to check Guaranty Trust Bank account number, and here we are with the discussion. A person can be in serious problem if they forget their account number and do not have it written somewhere. To help in this kind of situation, the bank has a way a customer can check their account number. Checking a customer’s account number is as simple as dialing the following USSD code and following the prompt: *737*6*1#.
Tags: How To Check GTBank Account Balance Online, Phone Number, USSD And Account Number